According to the Fed, household net worth increased in Q1 compared to Q4:
The net worth of households and nonprofits rose to $84.9 trillion during the first quarter of 2015. The value of directly and indirectly held corporate equities increased $487 billion and the value of real estate rose $503 billion.Household net worth was at $84.9 trillion in Q1 2015, up from $83.3 billion in Q4..
The Fed estimated that the value of household real estate increased to $21.1 trillion in Q1 2015. The value of household real estate is still $1.4 trillion below the peak in early 2006 (not adjusted for inflation).
Click on graph for larger image.The first graph shows Households and Nonprofit net worth as a percent of GDP. Household net worth, as a percent of GDP, is higher than the peak in 2006 (housing bubble), and above the stock bubble peak.
This includes real estate and financial assets (stocks, bonds, pension reserves, deposits, etc) net of liabilities (mostly mortgages). Note that this does NOT include public debt obligations.
This ratio was increasing gradually since the mid-70s, and then we saw the stock market and housing bubbles.
This graph shows homeowner percent equity since 1952.Household percent equity (as measured by the Fed) collapsed when house prices fell sharply in 2007 and 2008.
In Q1 2015, household percent equity (of household real estate) was at 55.6% - up from Q4, and the highest since Q4 2006. This was because of an increase in house prices in Q1 (the Fed uses CoreLogic).
Note: about 30.3% of owner occupied households had no mortgage debt as of April 2010. So the approximately 50+ million households with mortgages have far less than 55.6% equity - and millions still have negative equity.
The third graph shows household real estate assets and mortgage debt as a percent of GDP.Mortgage debt decreased by $33 billion in Q1.
Mortgage debt has declined by $1.26 trillion from the peak. Studies suggest most of the decline in debt has been because of foreclosures (or short sales), but some of the decline is from homeowners paying down debt (sometimes so they can refinance at better rates).
The value of real estate, as a percent of GDP, was up in Q1, and somewhat above the average of the last 30 years (excluding bubble).
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We offer majorly two types of advertising:
1. Sponsored Posts: If you are really interested in publishing a sponsored post or a press release, video content, advertorial or any other kind of sponsored post, then you are at the right place.
WHAT KIND OF SPONSORED POSTS DO WE ACCEPT?
Generally, a sponsored post can be any of the following:
Press release
Advertorial
Video content
Article
Interview
This kind of post is usually written to promote you or your business. However, we do prefer posts that naturally flow with the site’s general content. This means we can also promote artists, songs, cosmetic products and things that you love of all products or services.
DURATION & BONUSES
Every sponsored article will remain live on the site as long as this website exists. The duration is indefinite! Again, we will share your post on our social media channels and our email subscribers too will get to read your article. You’re exposing your article to our: Twitter followers, Facebook fans and other social networks.
We will also try as much as possible to optimize your post for search engines as well.
Submission of Materials : Sponsored post should be well written in English language and all materials must be delivered via electronic medium. All sponsored posts must be delivered via electronic version, either on disk or e-mail on Microsoft Word unless otherwise noted.
PRICING
The price largely depends on if you’re writing the content or we’re to do that. But if your are writing the content, it is $100 per article.
2. Banner Advertising: We also offer banner advertising in various sizes and of course, our prices are flexible. you may choose to for the weekly rate or simply buy your desired number of impressions.
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Banner Size 300 X 250 pixels : Appears on the home page and below all pages on the site.
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Billboard (970x250) : Appears on the home page.
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Normally, we should respond within 48 hours.